Axis Privilege Credit Card: A Comprehensive Guide
Are you looking for a credit card that offers extensive benefits like lounge access, fuel surcharge waivers, and dining discounts? The Axis Privilege Credit Card might be the perfect fit for you.
Annual Benefits
The annual fee of Rs 1500 is waived off if your spending exceeds Rs. 5 lakhs in the previous card anniversary year. This makes it easier for high spenders to save on maintenance fees.If you’re interested in exploring more premium cards, check out our detailed Axis Magnus Card Review.
Airport Lounge Access
Get 2 complimentary accesses per quarter to select domestic lounges with your Axis Privilege Credit Card, provided you have spent Rs. 50,000 in the prior 3 months.For frequent flyers, the Airtel Axis Bank Credit Card also offers great lounge access benefits.
Fuel Surcharge Waiver
Enjoy fuel surcharge refunds on transactions done at all fuel stations across India between Rs. 400 and Rs. 4,000.If fuel benefits interest you, you might want to check out the Axis Indian Oil Credit Card for more rewards on fuel purchases.
Earn Axis EDGE REWARDS
Accumulate 10 points for every Rs. 200 spent on the card. Redeem these points toward 500+ rewards and offers.Another card worth considering is the IDFC First Bank Credit Card which also offers a robust rewards program.
Eligible Transactions
Remember, transactions related to insurance, rent, fuel, educational services, and utilities do not earn rewards.To maximize your spending across other categories, you can explore the SBI Prime Credit Card for comprehensive rewards on multiple spends.
Keep Yourself and Family Safe
Avail of a Purchase Protection Plan up to Rs. 1 Lakh, Credit Shield of Rs. 1 Lakh, and Travel Cover including loss or delay of check-in baggage and loss of travel documents.For more robust insurance benefits, the HDFC Bank Diners Club Privilege Credit Card offers extensive coverage and travel insurance.
Activation Benefit
By paying the joining fee and completing the first transaction within 30 days of card issuance, you get 12,500 Axis EDGE REWARD Points, equivalent to Rs 2500 in vouchers.To compare activation benefits, check out the ICICI Emeralde Credit Card for premium perks.
Fees and Charges
Here’s a quick overview of the fees and charges associated with this card:
| Charge Type | Amount |
|---|---|
| Standard Annual Fee | Rs. 1500 |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) |
| Overdue Penalty | Up to Rs. 1,200 |
| Foreign Currency Transaction Fee | 3.50% |
If you’re seeking a credit card with low foreign transaction fees, the Flipkart Axis Bank Credit Card is a great alternative.
Eligibility and Documentation
The primary cardholder should be between 18-70 years old and an Indian resident. You’ll need your PAN card, proof of income, and residence proof to apply.If you’re interested in learning more about eligibility criteria, take a look at the IDFC First Wow Credit Card Review.
Conclusion
The Axis Privilege Credit Card is loaded with features that cater to frequent travelers, shoppers, and diners. With a range of benefits from lounge access to reward points, it truly stands out as a premium choice. For those interested in a more entry-level option, the Axis Bank My Zone Credit Card offers great rewards for entertainment and lifestyle expenses.
