Axis Vistara Infinite Credit Card Review: Benefits & Rewards
The Axis Bank Vistara Infinite Credit Card is an excellent choice for frequent flyers, especially those who prefer flying business class with Vistara. The card offers substantial rewards and benefits from complimentary business class vouchers to access to premium lounges.
Overview
The Axis Vistara Infinite Credit Card stands out in the airline credit card segment in India. It’s particularly beneficial for those who travel at least once a year with Vistara, offering a reward rate of around 10%.If you’re looking for a more entry-level alternative, the Axis Magnus Card could be worth exploring.
| Feature | Details |
|---|---|
| Type | Airline Credit Card |
| Reward Rate | ~10% |
| Annual Fee | 10,000 INR + GST |
| Best for | Flying Business Class for FREE |
| USP | Milestone benefits |
Fees
The card carries a joining fee and renewal fee both set at 10,000 INR + GST. However, you receive significant benefits in return, such as complimentary business class vouchers.For those seeking a card with lower annual fees but good rewards, check out the Axis My Zone Credit Card.
| Fee Type | Amount |
|---|---|
| Joining Fee | 10,000 INR + GST |
| Welcome Benefit | 1 Complimentary Business Class Voucher |
| Renewal Fee | 10,000 INR + GST |
| Renewal Benefit | 1 Complimentary Business Class Voucher |
Design
The card is elegantly designed with golden elements that shine under light. It received a design makeover around a year ago, making it visually appealing and fitting for a premium credit card.You can compare it with other premium options like the ICICI Emeralde Credit Card, known for its sleek design and benefits.
Rewards
The Axis Vistara Infinite Credit Card offers CV points on regular spends. The points can vary in value, but typically each CV point can be valued at 0.75 to 1 INR, especially given the current high airfares.For more on reward-focused cards, check out the IDFC First Power Credit Card.
| Spend Type | CV Points | Reward Rate |
|---|---|---|
| Regular Spends | 6 RP / 200 INR | 2.25% – 3% |
Milestone Rewards
Milestone rewards are a significant feature of this card. You can earn various benefits depending on your spending levels.For those looking for better milestone benefits, the SBI Prime Credit Card could be a great alternative.
| Spend | Milestone Benefit | Savings % |
|---|---|---|
| 1 Lakh | 10,000 CV Points | 13% |
| 2.5 Lakhs | 1 Biz Class Voucher | 14% |
| 5 Lakhs | 1 Biz Class Voucher | 11.5% |
| 7.5 Lakhs | 1 Biz Class Voucher | 11% |
| 12 Lakhs | 1 Biz Class Voucher | 8.8% |
Vistara Gold Membership
Cardholders enjoy Club Vistara Gold Membership, which includes priority check-in, priority boarding, additional baggage allowance, and other perks.Frequent flyers can compare this with the benefits of the Flipkart Axis Bank Credit Card, which offers exclusive rewards for online shopping enthusiasts.
Airport Lounge Access
The card offers domestic lounge access through Visa Infinite. You can also enjoy this perk when flying Vistara with your boarding pass.For more on cards with lounge access perks, the HDFC Diners Club Privilege Credit Card provides an excellent comparison.
Golf Benefit
The card offers an added benefit of six complimentary golf rounds per year.
Eligibility
To be eligible, you should have an annual income of 9 lakhs or an existing credit card limit of 4 lakhs for card-to-card application.If you’re just starting out, consider the Axis Neo Credit Card as a potential alternative.
How to Apply
You can easily apply online through the Axis Bank website. The approval usually takes about a week, with another week for card delivery.
Final Thoughts
The Axis Bank Vistara Infinite Credit Card provides a return on spend of approximately 11%, making it one of the most rewarding travel cards. Even if you fly only a couple of times a year, the perks and benefits make it a card worth having.
