Standard Chartered EaseMyTrip Credit Card: Features & Benefits
The Standard Chartered EaseMyTrip Credit Card is a fantastic travel companion offering up to 20% instant discounts on EaseMyTrip bookings, plus complimentary lounge access, making it a top choice for frequent travelers.
Overview
Launched in partnership with EaseMyTrip, this co-branded travel credit card gives significant savings on travel expenses. Let’s delve into the key features and benefits of this card.
Card Benefits
This card stands out due to its benefits:
- Up to 20% discount on domestic and international hotel bookings
- 10% discount on domestic and international flight bookings
- Rs. 125 discount on bus ticket bookings
- Complimentary domestic and international lounge access
Discount Details
Here’s the breakdown of discounts available on EaseMyTrip:
| Transaction Type | Offer Details | Terms and Conditions |
|---|---|---|
| Domestic Hotel Bookings | 20% instant discount | Max Rs. 5,000 per transaction |
| International Hotel Bookings | 20% instant discount | Max Rs. 10,000 per transaction |
| Domestic Flight Bookings | 10% instant discount | Max Rs. 1,000 per transaction |
| International Flight Bookings | 10% instant discount | Max Rs. 5,000 per transaction |
| Bus Ticket Bookings | Rs. 125 off | Minimum booking value of Rs. 500 |
Rewards Program
The rewards program on this card is uniquely designed for travel enthusiasts. Here’s the details
- 10 reward points per Rs. 100 spent on standalone airline/hotel websites and apps
- 2 reward points per Rs. 100 spent on other categories
These points can be redeemed through the Standard Chartered 360 rewards portal.
If you’re looking for other travel credit cards with robust reward programs, consider the IDFC FIRST Wow Credit Card or the ICICI Emeralde Credit Card.
Additional Features
The card also provides:
- Complimentary Priority Pass for international lounge visits
- No minimum transaction limit for availing discounts
If you’re interested in credit cards offering similar features, check out the Axis Bank Magnus Card, which offers exclusive travel and lounge access benefits.
Fees & Charges
- Joining Fee: Rs. 350 + GST
- Annual Fee: Rs. 350 + GST (waived on spending Rs. 50,000 annually)
- Finance Charges: 3.75% p.m. (45% p.a.)
- Late Payment Charges: Up to Rs. 1,200
For those looking for lower finance charges, the IDFC FIRST Bank Credit Card offers more competitive rates.
Pros & Cons
Every card has its advantages and limitations:
Pros
- Complimentary lounge access
- Instant discounts with no transaction limit
- Accelerated rewards on travel spends
Cons
- No welcome benefits
- Low redemption value of reward points
Conclusion
Considering its features and low annual fee, the Standard Chartered EaseMyTrip Credit Card is a valuable addition for frequent travellers who favor the EaseMyTrip platform. While it lacks in areas like welcome benefits and reward point redemption value, the instant discounts and worldwide lounge access compensate substantially.
Other Similar Credit Cards
- ICICI Bank MakeMyTrip Platinum Credit Card
- Yatra SBI Card
- AU Ixigo Credit Card
